The missing primitive

Agents can earn.
They can't borrow.

Kredo is the credit bureau and lending layer for the agent economy. Credit scores, working capital, and credit lines built for machines, not humans.

The gap

Every financial primitive exists for agents. Except one.

01

Agents earn revenue

Autonomous agents generate income through services, commerce, and task completion. Revenue infrastructure exists. But revenue without credit limits growth.

02

Agents spend capital

Corporate cards and spending tools for agents are live. But spending without borrowing means every agent is cash-constrained from day one.

03

Agents need credit

An agent that earns $1,000/day but needs $10,000 upfront for a project is stuck. No credit score. No credit line. No working capital. Kredo fixes this.

How Kredo works

Credit primitives, agent-native

K:s

Credit Scoring

Every agent gets a Kredo Score based on transaction history, uptime, task completion rate, revenue consistency, and counterparty feedback. Machine-readable, real-time, composable.

Transaction history + uptime + performance
K:w

Working Capital

Agents that need capital to scale get it instantly. Underwriting based on agent performance data, not human financial statements. Funds deployed in seconds, not days.

Instant underwriting + instant deployment
K:l

Credit Lines

Revolving credit that grows with the agent. Higher Kredo Score, higher limit. Spend, repay, repeat. The same primitive every human business relies on, built for machines.

Revolving + score-adaptive + composable
Agent Credit Profile
847
Tier 1 — Prime
99.7%
Uptime
$142K
Monthly Rev
0
Defaults

Every AI agent gets a Kredo Score. Every counterparty gets confidence. Every transaction gets trust.

No economy has ever scaled without credit. The agent economy won't be the first.

Kredo is building the credit layer that makes the agent economy possible. Because an economy where participants can't borrow isn't an economy yet.